WILLIAM HAYCOOK, FORMER PCI THEATRE INSURANCE PROGRAM MANAGER,
HAS WRITTEN NUMEROUS ARTICLES. EACH ARTICLE ADDRESSES AN
INSURANCE ISSUE OF INTEREST TO COMMUNITY THEATRE GROUPS.
ARTICLES POSTED HERE MAY BE PRINTED FOR YOUR PERSONAL USE.
HOWEVER, NO ARTICLE MAY BE REPRINTED IN ANY PUBLICATION
OR POSTED TO ANY WEBSITE OR OTHER ELECTRONIC MEDIUM
WITHOUT THE EXPRESSED WRITTEN PERMISSION OF THE
PONTA, CASTLE, & INGRAM AGENCY & WILLIAM HAYCOOK
USE THE ICONS TO ACCESS ANY OF THESE
COPYRIGHTED ARTICLES FROM OUR PCI ARCHIVE
 |
WHO AM I TO TELL YOU? Information about our insurance & community theatre experiences Jan/96 |
|
|
WHERE'S THE HARM IN THAT? Hold Harmless Agreements when others use/rent your theatre orwhen you hire contractors to do work at your theatre Mar/96 |
|
|
WILL BUILD TO SUIT Outlines the various types of insurance coverage available to meet theneeds of your theatre group May/96 |
|
|
IS THERE A D&O POLICY IN THE WINGS? Directors & Officers liability insurance for Officers, members of your Board of Directors and Committee chairpersons Aug/96 |
|
|
TO DRINK OR NOT TO DRINK Liquor liability insurance for community theatres Feb/97 |
|
|
CENTS & COMMON SENSE Three-part series on Loss Control; how to make your theatre safer to protect against injuries and property damages Apr-Jun-Aug/97 |
|
|
VOLUNTEER PROTECTION!? Follow up to the Aug/96 article on D&O insurance. Addresses the 1997 U.S.Volunteer Protection Act; a law that was supposed to protect those who serve on volunteer Boards of Directors Oct/97 |
|
|
OLD NEW IS GOOD NEWS Theatre insurance clients can add liability coverage for various "specialevents" at reasonable prices Feb/98 |
|
|
COINSURANCE: A RISKY BUSINESS Many property insurance policies include a coinsurance factor under which you might be penalized if you experience a partial loss claim. If your property insurance is written on a Replacement Cost/Agreed Value basis, you can avoid these possible penalties Apr/98 |
|
|
YOU WANT FRIES WITH THAT? All Risk [Special] Causes of Loss is better coverage then Basic or Broad form property coverage Jun/98 |
|
|
BETTER BEFORE THEN AFTER Know what your policy excludes [does not cover] when you buy it; not after you experience a serious loss Aug/98 |
|
|
RENTING WITH AN OPTION TO SUE Revisiting the dangers of renting your theatre to others who do not have their own insurance Oct/98 |
|
|
HAVE IT YOUR WAY Contact my office with the insurance topics of most interest to you & we will try to write an article about it in a future Spotlight column Dec/98 |
|
|
WHAT FLOATS ON DRY LAND? Making sure your theatrical properties [lights, sets, costumes, sound equipment, etc] are properly covered by your insurance Feb/99 |
|
|
CRIMES OF OPPORTUNITY Most theatre property thefts are crimes of opportunity, but there are steps you can take to protect your group's theatrical properties from these kinds of "inside" thefts/burglaries Apr/99 |
|
|
BEWARE OF THAT BLIND SPOT Outlines some of the liability hazards involved in erecting off premises signs. Offers some simple suggestions for reducing the risks Jun/99 |
|
|
LET ME CALL MY ATTORNEY Introduces the idea of providing a legal services component within the package policy Aug/99 [NOTE: WE WERE UNABLE TO ACCOMPLISH THIS OBJECTIVE] |
|
|
DOES ANYBODY SEE WHAT I SEE? After 5 years without a rate increase, our insurance program is facing onedue to excessive property losses resulting from groups who are neglecting to secure their most valuable equipment Oct/99 |
|
|
YOU ASKED FOR IT Translates common insurance legalese into easy to understand English.Explains some common insurance terms using a FAQs format Dec/99 |
|
|
CALAMITY CLAIM AIN'T NO MUSICAL What to do in case one of your patients has a slip and fall accident. How to deal with the accident victim and what to do as a follow-up; collecting information, filing a claim and working with the claim adjuster Feb/00 |
|
|
TWENTY-FOUR / SEVEN Introduces two webpage features available 24 hours a day/7 days a week. An electronic Claim Form to email claims and a Helpful Advice page that answers common theatre insurance questions. Both pages have an e-mail button to send your claim or inquiry directly to the Ponta, Castle & Ingram Agency Apr/00 |
|
|
SUPPORTING CAST When considering property insurance, do not overlook important coveragesuch as Debris Removal, Ordinance & Law, Flood Exclusions Jun/00 |
|
|
LOYALTY COUNTS Explains how you can secure your insurance through our agency while maintaining your long-term relationship with your local agent at the same time Aug/00 |
|
|
A MIRACLE Now you can add General Liability coverage to your insurance policy when others rent your theatre space. There is additional premium charged for the added coverage and the coverage is subject to limitations Oct/00 |
|
|
GL: THE OTHER WHITE MEAT Presents an overview of what General Liability insurance is all about. If you own your own theatre or rent a space from someone else, you need this kind of insurance Dec/00 |
|
|
GL: BASIC TRAINING Describes, in simple language, the basic coverage elements to look for inany General Liability policy Feb/01 |
|
|
ITS ELEMENTARY, MY DEAR WATSON A higher deductible on your property insurance may save you money on annual premium, but may cost you a lot more in the long run. Evaluate your specific insurance needs before accepting a higher deductible Apr/01 |
|
|
WHOSE MONEY IS IT ANYWAY Describes Employee Dishonesty, Theft of Money, Depositor Forgery as crime elements that can be added to any commercial package policy to protect the financial assets of your theatre group Jun/01 |
|
|
TO DRINK OR NOT TO DRINK [First published Feb/97] A reprint of the article about Liquor liability insurance for community theatres Aug / 01 |
|
|
CUSTOMER ALERT Alerting our theatre customers to a US Consumer Product Safety Commission recall of certain types of sprinkler heads manufactured between 1998 and 2000 Oct/01 |
|
|
HOLD HARMLESS AGREEMENT: A CAUTIONARY TALE Beware of what you may be signing away when you sign a hold harmless agreement. Do not assume the liability of someone else's negligence Dec/01 |
|
|
YOU DO THE MATH More information about Additional Insured Certificates Feb/02 |
|
|
THE WOLF IS AT THE DOOR After 6 years, excessive losses for some results in rate increases for someof our theatre clients Apr/02 |
|
|
PRIVACY MY #!^&* PCI Agency's privacy policy with regard to handling your theatre group'sinsurance information Jun/02 |
|
|
FIRE LEGAL WHAT? Coverage that protects you against the liability incurred when your negligence results in damages to someone else's building property while you are occupying. Aug/02 |
|
|
AYN RAND WOULD BE PROUD The importance of maintaining your insurance files and regularly reviewing your current insurance coverage in light of your current insurance needs. Oct/02 |
|
|
IS YOUR EDP UTD? A primer on electronic data processing [EDP] coverage Some coverage isgenerally standard while other coverage is clearly optional. Dec/02 |
|
|
A TENET FOR OWNERS AND TENANTS Make sure all your property interests are protected; including LeaseholdImprovements coverage. Feb/03 |
|
|
TERRORISM HITS HOME Details the Terrorism Risk Insurance Act of 2002 and explains how thisnew federal law impacts community theatres. Apr/03 |
|
|
IT'S THE LITTLE THINGS WE DO TOGETHER Discusses how something so small as unsecured portable stair units can create enormous liability risks. Jun/03 |
|
|
SPEAKING OF THOSE LITTLE THINGS Discusses more little hazards that can turn into big claims or lawsuits. Aug/03 |
© Copyright Ponta, Castle & Ingram Agency, Inc. All rights reserved.