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AUTOMOBILE INSURANCE

PCI's Automobile Insurance covers Automobiles, Trucks, Vans, SUV's,

Classic Automobiles, Motor Homes, RV's, Utility Trailers, and Motorcycles

No-Fault Insurance Law in Michigan

Michigan law requires you to have no-fault insurance or you can be fined, jailed, and lose your driving privileges.

Basic Coverages

Personal Injusry Protection: Company will assume payment to you or members of your family regardless of who was at fault.

Medical Services: Payments for hospital/medical treatment, recovery, and rehabilitation.

Loss of Wages: Pays percentage of wages with a maximum payment every 30 days.

Loss of Services: Pays when someone must be hired to perform duties normall done by the injured party.

Property protection: Pays for damage of others caused by you.

Bodily Injury Liability: Protects against liability on an accident causing death or injury and also the cost of your defense.

Optional Coverages

Comprehensive: Pays for loss or damage to your car from fire, theft, windstorm, glass breakage, plus hazards from other collision.

Basic Collision: Pays for damage to your car, less your deductible, when in an accident.

Broad Form Collision: Pays for damage to your car, less your deductible, when in an accident. If the other driver is at fault, your deductible is waived.

Emergency Towing: Covers cost of towing and labor performed at place of accident/disablement.

Auto Rental Reimbursement: Covers car rental expenses if your vehicle is out of service because of a comprehensive or collison loss covered by the policy.

Limited Property Damage Liability (Mini-Tort): Provides for other motorist's uninsured collison damage if you are 50%, or more, at fault.

Uninsured Mototrist: Coverage pays for bodily injury damages to you and your family only when those damages are the fault of another driver who has no collectible bodily injury liability insurance.

Underinsured Motorist: Protects you and your family against the driver that has bodily injury liability coverage, but the limits are too low to pay for all of the damages.

Car Safety

Discounts Offered

800-259-6720
halstedb@pciagency.com